May 07: One 97 Communications Limited (Paytm), India’s leading payments and financial services distribution company, has announced its financial results for the quarter and year ended March 2026, marking its first full-year profitability.
The company reported a strong performance driven by continued market share gains across consumer and merchant payments, along with sustained growth in financial services distribution and operational efficiencies supported by AI-led cost optimization.
Annual Financial Performance (FY26)
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Revenue: ₹8,437 crore, up 22% YoY
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EBITDA: ₹502 crore
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Profit After Tax (PAT): ₹552 crore
The company attributed its profitability milestone to consistent business expansion, improved monetization, and disciplined cost management.
Quarterly Performance
For the quarter ended March 2026:
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Operating Revenue: ₹2,264 crore
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Up 18% YoY (reported)
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Up 26% YoY (comparable basis)
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EBITDA: ₹132 crore
Growth during the quarter was driven by stronger merchant and consumer payments activity, along with continued expansion in financial services distribution.
Business Performance Highlights
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Merchant GMV: ₹6.5 lakh crore, up 27% YoY
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Subscription Merchants: 1.51 crore, with net addition of 27 lakh YoY
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Financial Services Revenue: ₹750 crore, up 38% YoY
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Driven by growth in merchant loans, consumer loans, and wealth products
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Paytm highlighted strong momentum in merchant lending, supported by expanding lender partnerships, deeper merchant engagement, and increased penetration across its ecosystem.
Consumer Payments Growth
The company continued to strengthen its leadership in UPI-based payments:
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Customer UPI GTV: ₹5.5 lakh crore, up 46% YoY
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Growth significantly outpaced industry expansion
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Average Monthly Transacting Users: 7.7 crore, up by 50 lakh YoY
Outlook
Paytm stated that its performance reflects sustained growth in both payments and financial services, supported by technology-led efficiencies, expanding merchant ecosystem, and strong user engagement across platforms.
The company reiterated its focus on scaling profitability while deepening its leadership in India’s digital payments and financial services ecosystem.
